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About Us
Meet Nicole Sithithavorn
Nicole Sithithavorn is a licensed CPA in Maryland working as a Fractional CFO and leading a small team of other Fractional CFOs, specializing in finance and operations strategies. She has a proven track record of success in both finance and operations, with a focus on middle market and small businesses, related to her experience as a CFO and COO of her own middle-market direct-to-consumer firm. Her experience spans across a variety of industries, as does that of her team. She is passionate about the successes and achievements of small businesses and their employees, as she believes that small businesses are the backbone of our communities. Located in Frederick, MD, but working virtually with clients nationwide.
Meet Kevin Felton
Kevin Felton is a highly accomplished Chief Financial Officer with over 30 years of experience driving financial performance for growth-oriented companies. He possesses a proven ability to develop strategic financial plans and implement them for success, optimize operational efficiency and streamline processes and build and lead high-performing finance teams with a focus on talent development. Kevin is a results-oriented leader with strong communication skills and a proven ability to navigate seasonal fluctuations. He excels at risk mitigation and identifying opportunities for growth. Kevin holds a Bachelor of Science in Accounting from Bentley University and resides in the Boston, MA area.
Meet Judy Morris
Judy Morris is a seasoned finance executive with over 25 years of experience in restaurant and construction finance. Having held the roles of COO, CFO, and Vice President, she excels in financial and operational strategic work, as well as team leadership. With 18+ years in the franchise industry and 16+ years in construction, Judy combines strategic insight with a client-focused approach to empower teams and drive success. She is dedicated to helping small and middle-market businesses thrive, recognizing their critical role in fostering economic growth and community development, and leveraging her expertise to deliver tailored solutions for sustainable success. Judy is located in Monticello, Georgia.
Meet Jim Gemmell
Jim Gemmell is an experienced finance executive with over a decade of success in real estate development, construction, and property management. He specializes in financial strategy, forecasting, and operations for small to middle-market businesses, drawing from his background working with both entrepreneurial firms and large institutional organizations. His experience includes leading the FP&A department for a $100 billion Blackstone portfolio company, where he managed complex forecasting, budgeting, and financial modeling across thousands of assets.
Jim has a proven track record of implementing zero-based budgeting processes, KPI-driven reporting systems, and real-time cash flow forecasting, providing leadership teams with clear insights to support data-driven decision-making. He is passionate about helping small businesses improve their financial operations and profitability, recognizing their essential role in building strong communities.
Our mission
At Your CFO, we are a consulting firm with a mission to enhance the performance of small and middle-market businesses. We are passionate about supporting our community, through our work with business owners and operators, as well as direct support for philanthropic causes. Our dedication to philanthropy and improving the performance of businesses drives us to make a positive impact on the world around us.